Since 1974, your credit union has been dedicated to helping our members achieve financial security. We offer economical financial services exclusively to Teamsters and their families.
Membership is limited to employees under Teamster Joint Council 32, Teamster retirees, relatives of credit union members, and management and office personnel at Teamster contracted companies. JOIN TODAY
Becoming a member is easy!
Submit a share account card, payroll deduction authorization, and a minimum of $54 to the credit union--this covers your $50 share savings minimum balance requirement and a $4 new member fee As a credit union member,you are part owner with all other members.
At Minnesota Teamsters Credit Union we follow the "once a member, always a member" philosophy. Even if you change jobs, move, or retire, you
and your family will always be welcome at your credit union. Once you become a Credit Union member, everyone in your family can join and take advantage of credit union services!
Audio Teller : (612) 378-0139
Office : (612) 378-1447
Fax : (612) 378-7626
www.mnteamsterscu.com
Email a request for a share account card and payroll deduction authorization to join the Minnesota Teamsters Credit Union. Make sure to include your mailing address, daytime phone, and employer.
Email: mnteamsterscu@qwest
SAVINGS
Share Account
This regular savings account entitles you to open other savings accounts
(see below), apply for loans, and qualifies you to vote in credit union
elections. Minimum balance requirement: $50.
Junior Share Savings Account
This account establishes your child’s membership in the credit union.
Ideal to help teach children and teens the value of saving money. Saving
for the future is important!
Minimum balance requirement: $50
Vacation Club
Ideal for your annual vacations or a rainy day. Have the cash in hand
to travel. Two withdrawals allowed per calendar year.
Holiday Club Account
This savings account is ideal for your holiday season shopping! Your holiday
club balance is automatically transferred to your share savings account
and available for withdrawal each November 1.
Jumbo Savings Account
This savings account earns premium dividends and is designed for members
who want to invest a larger amount without tying up funds.
Minimum balance requirement: $10,000
Certificate of Deposit
Designed for members who want to maximize their rate of return by locking in on today’s interest rate. 6 month and 12 month terms available.
Minimum balance requirement: $5,000
Your funds are insured up to $100,000 by the National Credit Union Administration, an agency of the Federal government. Dividend rates on saving and checking accounts are set by the Board of Directors.
CHECKING
Teamsters ADVANTAGE Checking
• $25 minimum opening deposit
• No minimum balance required
• No monthly service fee
• Competitive dividends paid if a $300 balance is maintained
• First 30 checks clear free per month
• Direct deposit
• Electronic bill payment
• Overdraft protection
• Logo checks available
• Debit cash card available to qualifying checking account holders
LOANS
Minnesota Teamsters Credit Union offers loans for almost any purpose and promises fast, friendly service with highly competitive rates and reasonable repayment plans. Low-cost credit life and disability insurance is available on all of our loan products.
Vehicle Loan
New and used car, truck, boat, motorcycle, snowmobile and RV loans available.
Personal Line of Credit
For your personal needs, up to $3,000.
ADVANTAGE Line of Credit
Overdraft protection for checking, up to $2,000.
Share Secured Loan
Use your share savings as collateral and borrow at the lowest rate offered. This program is also designed for members working to re-establish credit.
SECOND MORTGAGE PROGRAM
Home Improvement Loan
A fixed rate loan designed specifically for home improvement projects.
Home Equity Loan
A fixed rate home equity loan can be used for any purpose.
Home Equity Line of Credit
A variable rate home equity line of credit offers members the most flexibility for future advances and a longer term. Your home equity line of credit can be used for any purpose. See your tax advisor for details regarding interest deductibility on second mortgages.
PAYROLL DEDUCTION
Your credit union will accept payroll deduction from any employer via direct deposit, or mail. Funds can be deposited to your Share Account, Holiday Club, and/or Jumbo Account. For your convenience, loan payments may also be made through automatic payroll deduction.
AUDIO TELLER
(612) 378-0139
Audio Teller offers access to your account 24 hours a day, seven days a week using your touch-tone phone! Call Audio Teller for balance inquiries, withdrawals by mail, and transfers. Audio Teller also provides you with current savings rates, loan rates, and special credit union promotions!
ADDITIONAL SERVICES
New Car Buying Service
Mortgage Referral Service
Confidential Financial Counseling
Credit Life & Disability Insurance
NADA Vehicle Values
Free Notary Public
Account Statement & Newsletter
OFFICE HOURS
Monday - Thursday
8:00 a.m. to 4:00 p.m.
Friday
8:00 a.m. to 2:00 p.m.
Audio Teller : (612) 378-0139
Office : (612) 378-1447
Fax : (612) 378-7626
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